The desired superannuation withdrawal amount for a person is
$20,000, and the overall interest rate is 3%.
Desired annual income for ages 65 to 85, inclusive is $60,000.
This annual amount is paid on each birthday, starting at age 65,
and ending at 85. This stream of annual payments is what we refer
to below as the user’s retirement income stream.
Calculate the reduction in the user’s retirement income stream
by making the withdrawal from the user’s superannuation fund.
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